The California FAIR Plan now insures a greater percentage of the state than all but a handful of private insurers.

The FAIR Plan Association, a pool of insurers required by state statute to provide fire-insurance policies when property owners can’t find them elsewhere, is experiencing major growing pains.

Reps with the state’s home insurer of last resort said an appeal was unlikely in the court ruling, which said it violated state law.

The state's insurer of last resort has taken on more policyholders that private insurers deem too risky. The strain on the ...

The FAIR Plan Association, a pool of insurers required by state statute to provide fire-insurance policies when property owners can’t find them elsewhere, is experiencing major growing pains.

“FAIR Plan rates are approved by the California Department of Insurance and rates are the same for new policyholders and renewing customers.” A road in Arrowbear Lake on Jan. 15, 2024.

As the FAIR Plan has exploded in size — from 126,709 policies in 2018 to more than 350,000 today — homeowners and insurance brokers say they are now facing problems such as delays in mortgage ...

The FAIR Plan Association is experiencing major growing pains. Bill King stands outside his home in Arrowbear Lake, a community near Running Springs, on Jan. 15, 2024.