A good APR sits at or below the national average and depends on an individual’s credit score, creditworthiness, and transaction types.

Struggling with debt? Discover effective strategies on how to negotiate with creditors, how to protect your rights, and reduce your overall debt burden.

Understand the risks and benefits of cosigning a loan or credit card. Learn how being a cosigner can affect your credit score and long-term financial future.

Looking to save money? Check out these 120+ things to do for free by yourself, with friends, as a couple, or with your kids. Read on to learn more.

There’s no timeline for how long before debt collectors sue, but they do follow a statute of limitations. Learn more about when they can sue and your rights.

Can a cosigner take you to court? Read on to learn why this may occur, the potential consequences, and alternatives to legal action.

A prime credit score typically refers to a high credit score, usually above 720. Wondering how to get your credit to prime?

In most cases, cosigners are not listed on the title unless they are also listed as co-owners of the vehicle.

A low APR credit card can help you pay off debt faster or avoid racking up interest expense on purchases. Learn more ...

You can get an apartment with bad credit, but it may take some strategizing. Apartment applicants with low credit scores can boost their odds by applying with a cosigner, paying more upfront, offering ...

Credit is important for securing loans, mortgages, credit cards, and more. A good credit score shows lenders that you’re responsible and pay bills on time.

Discover how the Flex Modification Program by Fannie Mae and Freddie Mac provides struggling borrowers with mortgage relief and helps preserve homeownership.